B
Community Health Choice Inc
HoustonTX
Rating Date
September 2025
NAIC
Classification
Risk Adjusted
Capital Ratio #1
Risk Adjusted
Capital Ratio #2
Total
Assets
Capital
Health
Premiums
Net
Income
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Major Rating Factors: Good overall profitability index (5.1 on a scale of 0 to 10) despite operating losses during 2021. Good overall results on stability tests (5.9) despite excessive capital growth during 2022. Rating is influenced by the strong financial results of Harris Health System. Excellent capitalization (7.6) based on excellent current risk-adjusted capital (severe loss scenario) reflecting improvement over results in 2018.
Other Rating Factors: Excellent quality investment portfolio (9.9) containing no exposure to mortgages, junk bonds, or unaffiliated stocks. Excellent liquidity (7.0) with ample operational cash flow and liquid investments.
Principal Lines of Business: --
Licensed in: TX
Principal Enrollment Breakdown: --
Other Highlights
Medical Loss Ratio
Medical Expense
Per Member Per Month ($)
713
Provider Compensation ($000)
Capitation Pay
303
Fee For Service
Contractual Pay
Salary
0
Bonus
0
Other
--
Member Physicians
Enrollment
Total Patient Encounters
Physician
Non-Physician
Corporate Info
Group Affiliation
Harris Health System
Investment Rating
--
Company Address
4888 Central Loop Drive
Houston, TX 77081
Phone Number
(713) 295-2222
NAIC Number
95615
Largest Affiliates
C