Major Rating Factors: Weak profitability index (1.4 on a scale of 0 to 10). Poor capitalization index (0.0) based on weak current risk-adjusted capital (severe loss scenario). Weak liquidity (0.0) as a spike in claims may stretch capacity.
Other Rating Factors: Good overall results on stability tests (5.5) based on healthy premium and capital growth during 2019 but fair risk diversification due to the company's size.
Principal Lines of Business: Medicare (100.0%)
Licensed in: CA
Principal Enrollment Breakdown: --