Major Rating Factors: Weak profitability index (0.9 on a scale of 0 to 10). Weak liquidity (0.0) as a spike in claims may stretch capacity. Good capitalization index (5.3) based on fair current risk-adjusted capital (moderate loss scenario).
Other Rating Factors: Good overall results on stability tests (5.5) based on healthy premium and capital growth during 2021.
Principal Lines of Business: Medicare (99.9%)
Licensed in: CA
Principal Enrollment Breakdown: --