Major Rating Factors:
Weak profitability index (0.9 on a scale of 0 to 10) with 185.0 million in losses in the last five years. Fair capitalization index (2.9) based on weak current risk-adjusted capital (moderate loss scenario). Weak overall results on stability tests (1.5).
Other Rating Factors:
Weak liquidity (0.3) as a spike in claims may stretch capacity.
Principal Lines of Business:
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Licensed in:
CA
Principal Enrollment Breakdown:
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