Major Rating Factors:
Weak profitability index (0.2 on a scale of 0 to 10) with 52.8 million in losses in the last five years. Average return on equity has been poor at -24.1%. Weak capitalization index (0.0) based on weak current risk-adjusted capital (severe loss scenario). Weak overall results on stability tests (2.0) based on rapid enrollment growth during the past five years, poor risk diversification due to the size of the company's affiliate group.
Other Rating Factors:
Weak liquidity (0.1) as a spike in claims may stretch capacity.
Principal Lines of Business:
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Licensed in:
CA
Principal Enrollment Breakdown:
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Other Highlights
Medical Loss Ratio
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Medical Expense
Per Member Per Month ($)
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Provider Compensation ($000)
Capitation Pay
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Fee For Service
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Contractual Pay
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Salary
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Bonus
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Other
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Member Physicians
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Enrollment
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Total Patient Encounters
Physician
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Non-Physician
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Corporate Info
Group Affiliation
None
Investment Rating
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Company Address
10 Ragsdale Drive
Monterey, CA 93940
Monterey, CA 93940
Phone Number
(855) 570-1600
NAIC Number
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Website
Largest Affiliates
No affiliate information available.