Major Rating Factors:
Weak profitability index (0.9 on a scale of 0 to 10) with operating losses during 2017, 2019 and 2020. Fair overall results on stability tests (4.8) based on rapid premium growth over the last five years, an excessive 60% enrollment growth during the period. Good capitalization (5.3) based on fair current risk-adjusted capital (severe loss scenario) reflecting some improvement over results in 2020.
Other Rating Factors:
Good liquidity (6.5) with sufficient resources (cash flows and marketable investments) to handle a spike in claims.
Principal Lines of Business:
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Licensed in:
CA
Principal Enrollment Breakdown:
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Corporate Info
Group Affiliation
None
Investment Rating
Company Address
10260 Meanley Drive
San Diego, CA 92131
San Diego, CA 92131
Phone Number
(855) 772-9076
NAIC Number
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Website
Largest Affiliates
No affiliate information available.
