Major Rating Factors: Excellent profitability (7.1 on a scale of 0 to 10) despite operating losses during 2020. Excellent overall capitalization (8.3) based on good current risk-adjusted capital (severe loss scenario). Excellent overall results on stability tests (7.2).
Other Rating Factors: Excellent liquidity (8.9) with ample operational cash flow and liquid investments.
Principal Lines of Business: --
Licensed in: CA
Principal Enrollment Breakdown: --