Major Rating Factors:
Weak profitability index (0.2 on a scale of 0 to 10) with 11.2 million in losses in the last three years. Weak overall capitalization (2.8) based on weak current risk-adjusted capital (severe loss scenario). Weak overall results on stability tests (2.7) based on excessive premium growth during 2022, poor risk diversification due to the company's size and an excessive 168% enrollment growth during the period.
Other Rating Factors:
Weak liquidity (0.0) as a spike in claims may stretch capacity.
Principal Lines of Business:
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Licensed in:
CA
Principal Enrollment Breakdown:
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Corporate Info
Group Affiliation
None
Investment Rating
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Company Address
765 The City Drive South
Orange, CA 92868
Orange, CA 92868
Phone Number
(866) 688-9021
NAIC Number
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Website
Largest Affiliates
No affiliate information available.