Major Rating Factors:
Weak profitability index (0.9 on a scale of 0 to 10) with operating losses during 2022. Good capitalization index (6.0) based on fair current risk-adjusted capital (moderate loss scenario). Good overall results on stability tests (5.3) based on healthy premium and capital growth during 2022 but fair risk diversification due to the company's size.
Other Rating Factors:
Good liquidity (6.4) with sufficient resources (cash flows and marketable investments) to handle a spike in claims.
Principal Lines of Business:
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Licensed in:
CA
Principal Enrollment Breakdown:
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Corporate Info
Group Affiliation
None
Investment Rating
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Company Address
2100 South McDowell Blvd
Petaluma, CA 94954
Petaluma, CA 94954
Phone Number
(415) 884-1840
NAIC Number
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Website
Largest Affiliates
No affiliate information available.