D
WPS Health Plan Inc
MadisonWI
Rating Date
September 2025
NAIC
Classification
Risk Adjusted
Capital Ratio #1
Risk Adjusted
Capital Ratio #2
Total
Assets
Capital
Health
Premiums
Net
Income
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Major Rating Factors: Weak profitability index (1.5 on a scale of 0 to 10) with 3.9 million in losses in the last two years. Average return on equity over the last five years has been poor at -10.1%. Weak overall results on stability tests (2.3) based on a steep decline in capital during 2022. Good liquidity (5.6) with sufficient resources (cash flows and marketable investments) to handle a spike in claims.
Other Rating Factors: Excellent overall capitalization (7.9) based on excellent current risk-adjusted capital (severe loss scenario) despite some fluctuation in capital levels. Excellent quality investment portfolio (9.5) containing small junk bond exposure.
Principal Lines of Business: --
Licensed in: WI
Principal Enrollment Breakdown: --
Other Highlights
Medical Loss Ratio
Medical Expense
Per Member Per Month ($)
Provider Compensation ($000)
Capitation Pay
0
Fee For Service
Contractual Pay
Salary
0
Bonus
0
Other
--
Member Physicians
Enrollment
Total Patient Encounters
Physician
Non-Physician
Corporate Info
Group Affiliation
Wisconsin Physicians Service Ins Corporation
Investment Rating
--
Company Address
1717 West Broadway
Madison, WI 53708
Phone Number
(608) 977-5000
NAIC Number
10159
Largest Affiliates
C
Madison, WI - Health