Major Rating Factors:
Weak profitability index (0.8 on a scale of 0 to 10) due to a decline in earnings during 2022. Average return on equity over the last five years has been poor at -9.1%. Weak capitalization index (0.0) based on weak current risk-adjusted capital (severe loss scenario). Weak overall results on stability tests (2.1) based on an excessive 32% enrollment growth during the period, poor risk diversification due to the company's size and excessive premium growth during 2022.
Other Rating Factors:
Weak liquidity (0.0) as a spike in claims may stretch capacity. Excellent quality investment portfolio (7.4).
Principal Lines of Business:
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Licensed in:
AS, GU, MP
Principal Enrollment Breakdown:
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Corporate Info
Group Affiliation
None
Investment Rating
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Company Address
219 S Marine Corps Drive
Tamuning, GU 96913
Tamuning, GU 96913
Phone Number
(671) 300-7143
NAIC Number
11093
Website
Largest Affiliates
No affiliate information available.