C
Oklahoma Superior Select Inc
Rating Date
January 2026
NAIC
Classification
Risk Adjusted
Capital Ratio #1
Risk Adjusted
Capital Ratio #2
Total
Assets
Capital
Health
Premiums
Net
Income
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Major Rating Factors: Fair profitability index (3.2 on a scale of 0 to 10) with operating losses during 2019 and 2020. Average return on equity over the last five years has been poor at -2.6%. Good overall results on stability tests (5.1) despite a decline in the number of member physicians during 2023. Rating is significantly influenced by the acceptable financial results of MFO AHP LLC. Excellent capitalization (7.0) based on excellent current risk-adjusted capital (severe loss scenario) reflecting improvement over results in 2022.
Other Rating Factors: Excellent quality investment portfolio (9.9) containing small junk bond exposure. Excellent liquidity (7.0) with ample operational cash flow and liquid investments.
Principal Lines of Business: --
Licensed in: OK
Principal Enrollment Breakdown: --
Other Highlights
Medical Loss Ratio
Medical Expense
Per Member Per Month ($)
Provider Compensation ($000)
Capitation Pay
Fee For Service
0
Contractual Pay
Salary
0
Bonus
26
Other
--
Member Physicians
Enrollment
315
Total Patient Encounters
Physician
Non-Physician
Corporate Info
Group Affiliation
MFO AHP LLC
Investment Rating
--
Company Address
201 Jordan Road
Franklin, TN 37067
Phone Number
(615) 905-5206
NAIC Number
12284
Largest Affiliates
C
Franklin, TN - Health
C
Franklin, TN - Health
C
Franklin, TN - Health
C
Franklin, TN - Health
C
Franklin, TN - Health