C
CareMore Health Plan of AZ Inc
Rating Date
April 2025
NAIC
Classification
Risk Adjusted
Capital Ratio #1
Risk Adjusted
Capital Ratio #2
Total
Assets
Capital
Health
Premiums
Net
Income
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Major Rating Factors: Fair overall results on stability tests (3.2 on a scale of 0 to 10). Rating is significantly influenced by the strong financial results of Elevance Health Inc. Good liquidity (5.8) with sufficient resources (cash flows and marketable investments) to handle a spike in claims. Weak profitability index (0.8) with operating losses during 2021. Average return on equity over the last five years has been poor at -4.3%.
Other Rating Factors: Excellent overall capitalization (9.3) based on good current risk-adjusted capital (severe loss scenario) despite some fluctuation in capital levels. Excellent quality investment portfolio (7.1) containing small junk bond exposure.
Principal Lines of Business: --
Licensed in: AZ
Principal Enrollment Breakdown: --
Other Highlights
Medical Loss Ratio
Medical Expense
Per Member Per Month ($)
--
Provider Compensation ($000)
Capitation Pay
Fee For Service
0
Contractual Pay
Salary
Bonus
950
Other
--
Member Physicians
Enrollment
0
Total Patient Encounters
Physician
Non-Physician
0
Corporate Info
Group Affiliation
Elevance Health Inc
Investment Rating
ELV
Company Address
12900 Park Plaza Drive
Cerritos, CA 90703
Phone Number
(562) 622-2900
NAIC Number
13562
Largest Affiliates
B
Indianapolis, IN - Health
B
Richmond, VA - Health
B
Mason, OH - Health
B
New York, NY - Health
B
Indianapolis, IN - Health