B
Wellpoint Ins Co
NorfolkVA
Rating Date
January 2026
NAIC
Classification
Risk Adjusted
Capital Ratio #1
Risk Adjusted
Capital Ratio #2
Total
Assets
Capital
Health
Premiums
Net
Income
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Major Rating Factors: Good quality investment portfolio (5.0 on a scale of 0 to 10) containing significant exposure to junk bonds. Fair profitability index (3.3) with operating losses during 2019 and 2023. Return on equity has been low, averaging 0.7% over the last five years. Fair overall results on stability tests (4.8) based on a significant -20% decrease in enrollment during the period. Rating is significantly influenced by the strong financial results of Elevance Health Inc.
Other Rating Factors: Fair liquidity (3.7) as cash resources may not be adequate to cover a spike in claims. Excellent overall capitalization (7.4) based on excellent current risk-adjusted capital (severe loss scenario) despite some fluctuation in capital levels.
Principal Lines of Business: --
Licensed in: AL, AR, AZ, DE, IA, LA, MD, MI, MS, MT, NC, ND, NE, NH, NJ, NM, OR, PA, SD, TN, TX, UT, VT, WA, WV, WY
Principal Enrollment Breakdown: --
Other Highlights
Medical Loss Ratio
Medical Expense
Per Member Per Month ($)
730
Provider Compensation ($000)
Capitation Pay
Fee For Service
Contractual Pay
Salary
0
Bonus
Other
--
Member Physicians
Enrollment
Total Patient Encounters
Physician
Non-Physician
Corporate Info
Group Affiliation
Elevance Health Inc
Investment Rating
ELV
Company Address
5800 Northampton Boulevard
Norfolk, VA 23502
Phone Number
(800) 331-1476
NAIC Number
14078
Largest Affiliates
B
Indianapolis, IN - Health
B
Mason, OH - Health
B
Richmond, VA - Health
B
New York, NY - Health
B
Indianapolis, IN - Health