C
Maine Community Health Options
Rating Date
April 2025
NAIC
Classification
Risk Adjusted
Capital Ratio #1
Risk Adjusted
Capital Ratio #2
Total
Assets
Capital
Health
Premiums
Net
Income
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Major Rating Factors: Fair capitalization (2.9 on a scale of 0 to 10) based on good current risk-adjusted capital (severe loss scenario) reflecting significant improvement over results in 2021. Fair overall results on stability tests (3.4). Good overall profitability index (5.2) despite 35.2 million in losses in the last two years.
Other Rating Factors: Good liquidity (6.4) with sufficient resources (cash flows and marketable investments) to handle a spike in claims. Excellent quality investment portfolio (7.7) containing small junk bond exposure.
Principal Lines of Business: --
Licensed in: ME, NH
Principal Enrollment Breakdown: --
Other Highlights
Medical Loss Ratio
Medical Expense
Per Member Per Month ($)
Provider Compensation ($000)
Capitation Pay
0
Fee For Service
Contractual Pay
0
Salary
0
Bonus
532
Other
--
Member Physicians
Enrollment
Total Patient Encounters
Physician
Non-Physician
Corporate Info
Group Affiliation
None
Investment Rating
--
Company Address
60 Pineland Drive
New Gloucester, ME 04260
Phone Number
--
NAIC Number
15077
Largest Affiliates
No affiliate information available.