E
Hopkins Health Advantage Inc
HanoverMD
Rating Date
January 2026
NAIC
Classification
Risk Adjusted
Capital Ratio #1
Risk Adjusted
Capital Ratio #2
Total
Assets
Capital
Health
Premiums
Net
Income
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Major Rating Factors: Weak profitability index (0.9 on a scale of 0 to 10) with 123.8 million in losses in the last five years. Average return on equity has been extremely poor. Fair overall results on stability tests (3.3) based on fair risk diversification due to the size of the company's affiliate group. Good capitalization (5.1) based on good current risk-adjusted capital (severe loss scenario) reflecting significant improvement over results in 2020.
Other Rating Factors: Excellent quality investment portfolio (9.9) containing no exposure to mortgages, junk bonds, or unaffiliated stocks. Excellent liquidity (7.0) with ample operational cash flow and liquid investments.
Principal Lines of Business: --
Licensed in: MD
Principal Enrollment Breakdown: --
Other Highlights
Medical Loss Ratio
Medical Expense
Per Member Per Month ($)
Provider Compensation ($000)
Capitation Pay
Fee For Service
0
Contractual Pay
Salary
0
Bonus
0
Other
--
Member Physicians
0
Enrollment
Total Patient Encounters
Physician
0
Non-Physician
Corporate Info
Group Affiliation
Johns Hopkins HealthCare LLC
Investment Rating
--
Company Address
7231 Parkway Drive
Hanover, MD 21076
Phone Number
(410) 424-4718
NAIC Number
15700
Largest Affiliates
U