Major Rating Factors:
Weak quality investment portfolio (1.4 on a scale of 0 to 10). Fair profitability index (4.3) due to a decline in earnings during 2021. Fair capitalization (3.1) based on weak current risk-adjusted capital (severe loss scenario).
Other Rating Factors:
Fair overall results on stability tests (3.8) based on rapid premium growth over the last five years, rapid enrollment growth during the past five years. Excellent liquidity (7.0) with ample operational cash flow and liquid investments.
Principal Lines of Business:
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Licensed in:
OK
Principal Enrollment Breakdown:
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