C
Aetna Better Hlth of WA Inc
SeattleWA
Rating Date
January 2026
NAIC
Classification
Risk Adjusted
Capital Ratio #1
Risk Adjusted
Capital Ratio #2
Total
Assets
Capital
Health
Premiums
Net
Income
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Major Rating Factors: Weak profitability index (0.9 on a scale of 0 to 10) with 28.9 million in losses in the last three years. Average return on equity over the last five years has been poor at -11.0%. Good overall results on stability tests (5.8). Rating is significantly influenced by the acceptable financial results of CVS Health Corporation. Good liquidity (6.6) with sufficient resources (cash flows and marketable investments) to handle a spike in claims.
Other Rating Factors: Excellent capitalization index (9.0) based on excellent current risk-adjusted capital (severe loss scenario). However, risk-adjusted capital has reached as low as the weak level during recent years. Excellent quality investment portfolio (8.5) containing small junk bond exposure.
Principal Lines of Business: --
Licensed in: WA
Principal Enrollment Breakdown: --
Other Highlights
Medical Loss Ratio
Medical Expense
Per Member Per Month ($)
737
Provider Compensation ($000)
Capitation Pay
408
Fee For Service
Contractual Pay
Salary
0
Bonus
Other
--
Member Physicians
Enrollment
Total Patient Encounters
Physician
Non-Physician
Corporate Info
Group Affiliation
CVS Health Corporation
Investment Rating
CVS
Company Address
600 University Street
Seattle, WA 98101
Phone Number
(206) 701-8000
NAIC Number
16242
Largest Affiliates
C
Franklin, TN - Health
B
Blue Bell, PA - Health
B
Plantation, FL - Health
B
Downers Grove, IL - Health
B
Richmond, VA - Health