E
BayCare Select Health Plans
Rating Date
January 2026
NAIC
Classification
Risk Adjusted
Capital Ratio #1
Risk Adjusted
Capital Ratio #2
Total
Assets
Capital
Health
Premiums
Net
Income
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Major Rating Factors: Weak profitability index (0.9 on a scale of 0 to 10) with 136.1 million in losses in the last five years. Good capitalization (5.9) based on good current risk-adjusted capital (severe loss scenario) reflecting significant improvement over results in 2020. Good overall results on stability tests (5.4) based on consistent premium and capital growth in the last five years but rapid enrollment growth during the past five years and fair risk diversification due to the size of the company's affiliate group.
Other Rating Factors: Excellent liquidity (6.9) with sufficient resources (cash flows and marketable investments) to handle a spike in claims. Excellent quality investment portfolio (9.9) containing no exposure to mortgages, junk bonds, or unaffiliated stocks.
Principal Lines of Business: --
Licensed in: FL
Principal Enrollment Breakdown: --
Other Highlights
Medical Loss Ratio
Medical Expense
Per Member Per Month ($)
933
Provider Compensation ($000)
Capitation Pay
Fee For Service
Contractual Pay
0
Salary
0
Bonus
0
Other
--
Member Physicians
0
Enrollment
Total Patient Encounters
Physician
0
Non-Physician
Corporate Info
Group Affiliation
None
Investment Rating
--
Company Address
300 Park Place
Clearwater, FL 33759
Phone Number
(727) 315-1759
NAIC Number
16282
Largest Affiliates
No affiliate information available.