C
ProCare Advantage LLC
Rating Date
January 2026
NAIC
Classification
Risk Adjusted
Capital Ratio #1
Risk Adjusted
Capital Ratio #2
Total
Assets
Capital
Health
Premiums
Net
Income
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Major Rating Factors: Fair capitalization index (4.2 on a scale of 0 to 10) based on fair current risk-adjusted capital (severe loss scenario) as results have slipped from the good range over the last year. Fair overall results on stability tests (3.0) in spite of healthy premium and capital growth during 2023 but an excessive 44% enrollment growth during the period and poor risk diversification due to the company's size. Weak profitability index (2.3) due to a decline in earnings during 2023.
Other Rating Factors: Excellent quality investment portfolio (9.9) containing no exposure to mortgages, junk bonds, or unaffiliated stocks. Excellent liquidity (7.0) with ample operational cash flow and liquid investments.
Principal Lines of Business: --
Licensed in: TX
Principal Enrollment Breakdown: --
Other Highlights
Medical Loss Ratio
Medical Expense
Per Member Per Month ($)
Provider Compensation ($000)
Capitation Pay
Fee For Service
0
Contractual Pay
Salary
0
Bonus
Other
--
Member Physicians
Enrollment
825
Total Patient Encounters
Physician
Non-Physician
Corporate Info
Group Affiliation
None
Investment Rating
--
Company Address
10900 Nuckols Road
Glen Allen, VA 23060
Phone Number
(804) 396-6412
NAIC Number
16477
Largest Affiliates
No affiliate information available.