Major Rating Factors:
Weak liquidity (2.6 on a scale of 0 to 10) as a spike in claims may stretch capacity. Good overall results on stability tests (6.1) based on consistent premium and capital growth in the last five years but fair risk diversification due to the company's size. Excellent profitability (9.3) despite a decline in earnings during 2023.
Other Rating Factors:
Excellent capitalization index (7.9) based on excellent current risk-adjusted capital (severe loss scenario). However, risk-adjusted capital has reached as low as the weak level during recent years. Excellent quality investment portfolio (9.4) containing small junk bond exposure.
Principal Lines of Business:
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Licensed in:
GA
Principal Enrollment Breakdown:
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Corporate Info
Group Affiliation
None
Investment Rating
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Company Address
270 Peachtree Street, NW
Atlanta, GA 30303
Atlanta, GA 30303
Phone Number
(404) 223-2264
NAIC Number
16494
Website
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Largest Affiliates
No affiliate information available.