E
Mary Washington Health Plan
Rating Date
January 2026
NAIC
Classification
Risk Adjusted
Capital Ratio #1
Risk Adjusted
Capital Ratio #2
Total
Assets
Capital
Health
Premiums
Net
Income
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Major Rating Factors: Weak profitability index (0.7 on a scale of 0 to 10) with 33.3 million in losses in the last five years. Weak liquidity (0.0) as a spike in claims may stretch capacity. Fair overall results on stability tests (3.0) based on poor risk diversification due to the size of the company's affiliate group.
Other Rating Factors: Good capitalization index (5.0) based on good current risk-adjusted capital (severe loss scenario). However, risk-adjusted capital has reached as low as the weak level during recent years. Excellent quality investment portfolio (9.9) containing small junk bond exposure.
Principal Lines of Business: --
Licensed in: VA
Principal Enrollment Breakdown: --
Other Highlights
Medical Loss Ratio
Medical Expense
Per Member Per Month ($)
Provider Compensation ($000)
Capitation Pay
746
Fee For Service
0
Contractual Pay
Salary
0
Bonus
207
Other
--
Member Physicians
Enrollment
Total Patient Encounters
Physician
Non-Physician
Corporate Info
Group Affiliation
None
Investment Rating
--
Company Address
2300 Fall Hill Avenue
Fredericksburg, VA 22401
Phone Number
(540) 741-2507
NAIC Number
16575
Largest Affiliates
No affiliate information available.