Major Rating Factors:
Fair quality investment portfolio (3.8 on a scale of 0 to 10). Weak liquidity (2.6) as a spike in claims may stretch capacity. Good capitalization index (5.8) based on good current risk-adjusted capital (severe loss scenario). However, risk-adjusted capital has reached as low as the weak level during recent years.
Other Rating Factors:
Good overall results on stability tests (4.9) in spite of consistent premium and capital growth in the last five years but poor risk diversification due to the company's size and rapid enrollment growth during the past five years. Excellent profitability (9.3) with operating gains in each of the last five years.
Principal Lines of Business:
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Licensed in:
KY
Principal Enrollment Breakdown:
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Corporate Info
Group Affiliation
None
Investment Rating
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Company Address
464 Chenault Road
Frankfort, KY 40601
Frankfort, KY 40601
Phone Number
(502) 695-4700
NAIC Number
16630
Website
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Largest Affiliates
No affiliate information available.