Major Rating Factors:
Weak quality investment portfolio (1.5 on a scale of 0 to 10) containing no exposure to mortgages, junk bonds, or unaffiliated stocks. Weak overall results on stability tests (2.4) in spite of steady enrollment growth, averaging 7% over the past five years but good risk-adjusted capital in prior years. Good overall capitalization (6.2) based on good current risk-adjusted capital (severe loss scenario).
Other Rating Factors:
Excellent profitability (7.3) despite a decline in earnings during 2023. Excellent liquidity (7.3) with ample operational cash flow and liquid investments.
Principal Lines of Business:
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Licensed in:
OR
Principal Enrollment Breakdown:
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Other Highlights
Medical Loss Ratio
Medical Expense
Per Member Per Month ($)
Provider Compensation ($000)
Capitation Pay
Fee For Service
Contractual Pay
Salary
Bonus
Other
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Member Physicians
Enrollment
Total Patient Encounters
Physician
Non-Physician
Corporate Info
Group Affiliation
None
Investment Rating
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Company Address
3031 Northeast Stephens Street
Roseburg, OR 97470
Roseburg, OR 97470
Phone Number
(541) 229-4842
NAIC Number
16689
Website
Largest Affiliates
No affiliate information available.