Major Rating Factors:
Weak profitability index (0.9 on a scale of 0 to 10) with modest operating losses during 2022 and 2023. Weak capitalization index (0.1) based on weak current risk-adjusted capital (severe loss scenario). Weak quality investment portfolio (0.0) containing no exposure to mortgages, junk bonds, or unaffiliated stocks.
Other Rating Factors:
Weak overall results on stability tests (2.8) based on excessive premium growth during 2023, poor risk diversification due to the company's size. Excellent liquidity (7.0) with ample operational cash flow and liquid investments.
Principal Lines of Business:
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Licensed in:
OH
Principal Enrollment Breakdown:
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Other Highlights
Medical Loss Ratio
Medical Expense
Per Member Per Month ($)
Provider Compensation ($000)
Capitation Pay
Fee For Service
Contractual Pay
Salary
Bonus
Other
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Member Physicians
Enrollment
Total Patient Encounters
Physician
Non-Physician
Corporate Info
Group Affiliation
None
Investment Rating
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Company Address
5632 N Main Street
Sylvania, OH 43560
Sylvania, OH 43560
Phone Number
(419) 882-2135
NAIC Number
17313
Website
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Largest Affiliates
No affiliate information available.