E
Curative Ins Co
AustinTX
Rating Date
April 2025
NAIC
Classification
Risk Adjusted
Capital Ratio #1
Risk Adjusted
Capital Ratio #2
Total
Assets
Capital
Health
Premiums
Net
Income
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Major Rating Factors: Weak profitability index (0.9 on a scale of 0 to 10) with operating losses during 2022. Weak quality investment portfolio (0.4) containing no exposure to mortgages, junk bonds, or unaffiliated stocks. Weak overall results on stability tests (0.0) in spite of healthy premium and capital growth during 2022.
Other Rating Factors: Excellent capitalization index (10.0) based on excellent current risk-adjusted capital (severe loss scenario). Excellent liquidity (9.5) with ample operational cash flow and liquid investments.
Principal Lines of Business: --
Licensed in: TX
Principal Enrollment Breakdown: --
Other Highlights
Medical Loss Ratio
Medical Expense
Per Member Per Month ($)
87
Provider Compensation ($000)
Capitation Pay
0
Fee For Service
1
Contractual Pay
33
Salary
0
Bonus
0
Other
--
Member Physicians
Enrollment
454
Total Patient Encounters
Physician
Non-Physician
49
Corporate Info
Group Affiliation
Curative Inc
Investment Rating
--
Company Address
900 Congress Ave
Austin, TX 78701
Phone Number
(855) 428-7284
NAIC Number
17331
Largest Affiliates
No affiliate information available.