Major Rating Factors: Excellent profitability (7.2 on a scale of 0 to 10). Strong capitalization (7.7) based on excellent current risk-adjusted capital (severe loss scenario). High quality investment portfolio (9.7).
Other Rating Factors: Excellent liquidity (7.0) with sufficient resources (cash flows and marketable investments) to handle a spike in claims.
Principal Lines of Business: Comp med (77.5%), other (18.8%), dental (3.7%)
Licensed in: HI
Principal Enrollment Breakdown: PPO (100.0%)