Major Rating Factors:
Fair profitability index (3.5 on a scale of 0 to 10) due to a decline in earnings during 2021. Fair overall results on stability tests (4.4) based on excessive capital growth during 2021. Good quality investment portfolio (6.4) containing junk bond exposure equal to 68.4% of capital.
Other Rating Factors:
Excellent overall capitalization (8.3) based on good current risk-adjusted capital (severe loss scenario) despite some fluctuation in capital levels. Excellent liquidity (7.2) with ample operational cash flow and liquid investments.
Principal Lines of Business:
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Licensed in:
VT
Principal Enrollment Breakdown:
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Other Highlights
Medical Loss Ratio
Medical Expense
Per Member Per Month ($)
Provider Compensation ($000)
Capitation Pay
Fee For Service
Contractual Pay
Salary
Bonus
Other
Member Physicians
Enrollment
Total Patient Encounters
Physician
Non-Physician
Corporate Info
Group Affiliation
Blue Cross and Blue Shield of Vermont
Investment Rating
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Company Address
445 Industrial Lane
Berlin, VT 05602
Berlin, VT 05602
Phone Number
(802) 223-6131
NAIC Number
53295
Website
Largest Affiliates
