Major Rating Factors: Fair quality investment portfolio (3.0 on a scale of 0 to 10). Good overall profitability index (5.7) despite 6.5 million in losses in the current year. Good overall results on stability tests (5.1).
Other Rating Factors: Good liquidity (6.8) with sufficient resources (cash flows and marketable investments) to handle a spike in claims. Excellent overall capitalization (10.0) based on good current risk-adjusted capital (severe loss scenario) despite some fluctuation in capital levels.
Principal Lines of Business: --
Licensed in: WY
Principal Enrollment Breakdown: --