Major Rating Factors: Good quality investment portfolio (6.8 on a scale of 0 to 10). Good liquidity (6.8) with sufficient resources (cash flows and marketable investments) to handle a spike in claims. Excellent overall profitability index (7.0).
Other Rating Factors: Strong capitalization (10.0) based on excellent current risk-adjusted capital (severe loss scenario).
Principal Lines of Business: Comp med (47.7%), Medicare (37.8%), FEHB (6.6%), med supp (3.8%), dental (2.1%), other (1.6%), vision (0.3%)
Licensed in: MI
Principal Enrollment Breakdown: Other (61.7%), PPO (34.6%), Indemnity (3.6%)