Major Rating Factors:
Good overall profitability index (5.8 on a scale of 0 to 10) with operating gains in each of the last five years. Good quality investment portfolio (5.4) containing junk bond exposure equal to 78.8% of capital. Good liquidity (6.5) with sufficient resources (cash flows and marketable investments) to handle a spike in claims.
Other Rating Factors:
Excellent overall capitalization (10.0) based on good current risk-adjusted capital (severe loss scenario) despite some fluctuation in capital levels. Excellent overall results on stability tests (7.9) based on consistent premium and capital growth in the last five years.
Principal Lines of Business:
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Licensed in:
NC
Principal Enrollment Breakdown:
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Other Highlights
Medical Loss Ratio
Medical Expense
Per Member Per Month ($)
Provider Compensation ($000)
Capitation Pay
Fee For Service
Contractual Pay
Salary
Bonus
Other
Member Physicians
Enrollment
Total Patient Encounters
Physician
Non-Physician
Corporate Info
Group Affiliation
Blue Cross and Blue Shield of North Carolina
Investment Rating
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Company Address
4613 University Drive
Durham, NC 27707
Durham, NC 27707
Phone Number
(919) 489-7431
NAIC Number
54631
Website
Largest Affiliates
