Major Rating Factors:
Fair profitability index (4.2 on a scale of 0 to 10) with modest operating losses during 2022 and 2023. Fair overall results on stability tests (3.0) based on fair risk diversification due to the company's size. Good liquidity (6.7) with sufficient resources (cash flows and marketable investments) to handle a spike in claims.
Other Rating Factors:
Excellent overall capitalization (10.0) based on excellent current risk-adjusted capital (severe loss scenario) despite some fluctuation in capital levels. Excellent quality investment portfolio (9.3) containing small junk bond exposure.
Principal Lines of Business:
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Licensed in:
NY
Principal Enrollment Breakdown:
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Corporate Info
Group Affiliation
None
Investment Rating
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Company Address
101 Dutch Meadows Lane
Glenville, NY 12302
Glenville, NY 12302
Phone Number
(518) 377-5144
NAIC Number
55271
Website
Largest Affiliates
No affiliate information available.