First Cntl Life & Accdt Ins Co
Major Rating Factors:
Fair overall results on stability tests (4.2 on a scale of 0 to 10) in spite of consistent premium and capital growth in the last five years but fair risk diversification due to the company's size and a decline in the number of member physicians during 2022. Excellent profitability (7.8) despite a decline in earnings during 2022. Excellent capitalization index (9.2) based on good current risk-adjusted capital (severe loss scenario). However, risk-adjusted capital has reached as low as the weak level during recent years.
Other Rating Factors:
Excellent quality investment portfolio (9.9) containing small junk bond exposure. Excellent liquidity (7.0) with ample operational cash flow and liquid investments.
Principal Lines of Business:
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Licensed in:
AZ, DC, DE, FL, GA, HI, IN, KS, LA, MD, MO, MS, MT, ND, SD, TN, TX, UT, WI
Principal Enrollment Breakdown:
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Corporate Info
Group Affiliation
None
Investment Rating
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Company Address
101 Parklane Boulevard
Sugar Land, TX 77478
Sugar Land, TX 77478
Phone Number
(281) 313-7150
NAIC Number
64696
Website
Largest Affiliates
No affiliate information available.