Major Rating Factors: Good quality investment portfolio (6.1 on a scale of 0 to 10). Good liquidity (6.9) with sufficient resources (cash flows and marketable investments) to handle a spike in claims. Excellent profitability (8.4).
Other Rating Factors: Strong capitalization (10.0) based on excellent current risk-adjusted capital (severe loss scenario).
Principal Lines of Business: Comp med (60.2%), Medicaid (15.8%), FEHB (13.6%), med supp (3.6%), Medicare (3.1%), other (2.8%), dental (1.0%)
Licensed in: All states except AL, CA, HI, IA, KS, LA, MS, NV, NH, NY, NC, ND, RI, SD, TN, VT, WA, WY, PR
Principal Enrollment Breakdown: Other (46.6%), PPO (36.3%), HMO (10.8%), Indemnity (5.5%), POS (0.8%)