Major Rating Factors: Good quality investment portfolio (6.5 on a scale of 0 to 10). Excellent profitability (7.1). Strong capitalization (10.0) based on excellent current risk-adjusted capital (severe loss scenario).
Other Rating Factors: Excellent liquidity (6.9) with sufficient resources (cash flows and marketable investments) to handle a spike in claims.
Principal Lines of Business: Comp med (63.2%), Medicaid (13.7%), FEHB (12.9%), med supp (3.7%), Medicare (3.0%), other (2.6%), dental (0.9%)
Licensed in: All states except AL, CA, HI, IA, KS, LA, MS, NV, NH, NY, NC, ND, RI, SD, TN, VT, WA, WY, PR
Principal Enrollment Breakdown: Other (45.2%), PPO (37.3%), HMO (10.6%), Indemnity (6.0%), POS (0.9%)