Major Rating Factors: Weak profitability index (0.9 on a scale of 0 to 10). Good quality investment portfolio (6.6). Good liquidity (5.6) with sufficient resources (cash flows and marketable investments) to handle a spike in claims.
Other Rating Factors: Strong capitalization (8.8) based on excellent current risk-adjusted capital (severe loss scenario).
Principal Lines of Business: Med supp (98.9%), comp med (1.1%)
Licensed in: All states except CA, CT, MS, NY, PR
Principal Enrollment Breakdown: Other (91.1%), POS (8.9%)