Major Rating Factors:
Fair quality investment portfolio (4.5 on a scale of 0 to 10). Weak profitability index (0.9) with 37.6 million in losses in the last two years. Average return on equity over the last five years has been poor at -1.2%. Weak overall results on stability tests (1.6) based on a steep decline in capital during 2022.
Other Rating Factors:
Good overall capitalization (6.0) based on good current risk-adjusted capital (severe loss scenario). Good liquidity (5.7) with sufficient resources (cash flows and marketable investments) to handle a spike in claims.
Principal Lines of Business:
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Licensed in:
IL, MO
Principal Enrollment Breakdown:
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Other Highlights
Medical Loss Ratio
Medical Expense
Per Member Per Month ($)
Provider Compensation ($000)
Capitation Pay
Fee For Service
Contractual Pay
Salary
Bonus
Other
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Member Physicians
Enrollment
Total Patient Encounters
Physician
Non-Physician
Corporate Info
Group Affiliation
Carle Foundation
Investment Rating
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Company Address
3310 Fields South Drive
Champaign, IL 61822
Champaign, IL 61822
Phone Number
(800) 851-3379
NAIC Number
77950
Website
Largest Affiliates