D
Bupa Ins Co
Rating Date
September 2025
NAIC
Classification
Risk Adjusted
Capital Ratio #1
Risk Adjusted
Capital Ratio #2
Total
Assets
Capital
Health
Premiums
Net
Income
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Major Rating Factors: Weak overall results on stability tests (0.3 on a scale of 0 to 10) based on a decline in the number of member physicians during 2022. Fair profitability index (3.0) due to a decline in earnings during 2022. Return on equity has been low, averaging 4.0% over the last five years. Excellent overall capitalization (7.9) based on excellent current risk-adjusted capital (severe loss scenario) despite some fluctuation in capital levels.
Other Rating Factors: Excellent quality investment portfolio (9.4) containing small junk bond exposure. Excellent liquidity (8.5) with ample operational cash flow and liquid investments.
Principal Lines of Business: --
Licensed in: FL and VI
Principal Enrollment Breakdown: --
Other Highlights
Medical Loss Ratio
Medical Expense
Per Member Per Month ($)
Provider Compensation ($000)
Capitation Pay
0
Fee For Service
Contractual Pay
0
Salary
0
Bonus
0
Other
--
Member Physicians
Enrollment
Total Patient Encounters
Physician
Non-Physician
Corporate Info
Group Affiliation
None
Investment Rating
--
Company Address
18001 Old Cutler Road
Palmetto Bay, FL 33157
Phone Number
(305) 275-1400
NAIC Number
81647
Largest Affiliates
No affiliate information available.