Major Rating Factors: Fair quality investment portfolio (3.5 on a scale of 0 to 10). Good overall profitability index (6.4). Good liquidity (6.9) with sufficient resources (cash flows and marketable investments) to handle a spike in claims.
Other Rating Factors: Strong capitalization (10.0) based on excellent current risk-adjusted capital (severe loss scenario).
Principal Lines of Business: Comp med (56.9%), med supp (17.5%), other (12.7%), FEHB (11.5%), dental (1.3%)
Licensed in: IA, SD
Principal Enrollment Breakdown: PPO (81400.0%), Indemnity (17300.0%), other (16200.0%)