Major Rating Factors: Fair quality investment portfolio (3.5 on a scale of 0 to 10). Good overall profitability index (6.2) with operating gains in each of the last five years. Good overall results on stability tests (6.6).
Other Rating Factors: Excellent liquidity (6.9) with sufficient resources (cash flows and marketable investments) to handle a spike in claims. Excellent overall capitalization (10.0) based on good current risk-adjusted capital (severe loss scenario) despite some fluctuation in capital levels.
Principal Lines of Business: --
Licensed in: IA, SD
Principal Enrollment Breakdown: --