INVESTORS PREFERRED LIFE INS CO
Major Rating Factors:
Poor capitalization (0.0 on a scale of 0 to 10) based on weak risk adjusted capital (severe loss scenario). Weak Liquidity (2.0) as a spike in claims or a run on policy withdrawals may stretch capacity. Weak overall results on stability tests (0.0) including Weak policy risk diversification.
Other Rating Factors:
Good quality investment portfolio (6.9). Good overall profitability (5.2).
Stability Factors:
C - Past results on our Risk-Adjusted Capital tests.
G - Fast asset or premium growth.
L - Past results on our liquidity tests.
T - Significant trends in critical asset, liability, income or expense items.
Principal Lines of Business:
Other (100%)
Licensed in:
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