Major Rating Factors:
Good overall profitability (6.0 on a scale of 0 to 10). Excellent expense controls. Return on equity has been fair, averaging 5.1%. Fair overall results on stability tests (4.7). Strong overall capitalization (7.6) based on excellent risk adjusted capital (severe loss scenario). Nevertheless, capital levels have fluctuated during prior years.
Other Rating Factors:
High quality investment portfolio (8.9). Excellent Liquidity (9.5).
Stability Factors:
A - Financial problems or weaknesses of a parent or affiliate company.
D - Limited diversification of general business, policy, and/or investment risk.
T - Significant trends in critical asset, liability, income or expense items.
Principal Lines of Business:
Ind health (99.4%), other (0.6%)
Licensed in:
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Investments
Invested Assets
Cash
CMO & Structured Securities
Other Investment Grade Bonds
Non-Investment Grade Bonds
Common & Preferred Stock
Mortgages in Good Standing
Non-Performing Mortgages
Real Estate
Other Investments
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Investments in Affiliates
Corporate Info
Group Affiliation
Ellard Family Holdings Inc
Investment Rating
Company Address
4949 Keller Springs Rd
Addison, TX 75001
Addison, TX 75001
Phone Number
(972) 532-2100
NAIC Number
15320
Website
Largest Affiliates
