C
GCU
BeaverPA
Rating Date
November 2025
NAIC
Classification
Risk Adjusted
Capital Ratio #1
Risk Adjusted
Capital Ratio #2
Total
Assets
Capital
Net
Premiums
Net
Income
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Major Rating Factors: Fair quality investment portfolio (4.6 on a scale of 0 to 10) with large holdings of BBB rated bonds in addition to moderate junk bond exposure. Fair profitability (4.5) with operating losses during 2024. Fair overall results on stability tests (3.9).
Other Rating Factors: Good capitalization (6.4) based on good risk adjusted capital (severe loss scenario). Weak Liquidity (1.9).
Stability Factors: I - Past results on our Investment Safety Index. L - Past results on our liquidity tests. T - Significant trends in critical asset, liability, income or expense items.
Principal Lines of Business: Ind annuities (97.1%), ind health (0.1%), other (2.8%)
Licensed in: --
Investments
Invested Assets
Cash
CMO & Structured Securities
Other Investment Grade Bonds
Non-Investment Grade Bonds
Common & Preferred Stock
Mortgages in Good Standing
Non-Performing Mortgages
Real Estate
Other Investments
--
Investments in Affiliates
Corporate Info
Group Affiliation
None
Investment Rating
--
Company Address
5400 Tuscarawas Rd
Beaver, PA 15009
Phone Number
(724) 495-3400
NAIC Number
56693
Largest Affiliates
No affiliate information available.