D
1891 FINANCIAL LIFE
Rating Date
March 2025
NAIC
Classification
Risk Adjusted
Capital Ratio #1
Risk Adjusted
Capital Ratio #2
Total
Assets
Capital
Net
Premiums
Net
Income
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Major Rating Factors: Weak profitability (2.4 on a scale of 0 to 10). Weak overall results on stability tests (2.1) including negative cash flow from operations for 2022. Strong capitalization (3.0) based on excellent risk adjusted capital (severe loss scenario).
Other Rating Factors: Good quality investment portfolio (5.3). Excellent Liquidity (7.0).
Stability Factors: D - Limited diversification of general business, policy, and/or investment risk. F - Negative cash flow. G - Fast asset or premium growth. T - Significant trends in critical asset, liability, income or expense items.
Principal Lines of Business: Other (100%)
Licensed in: --
Investments
Invested Assets
Cash
CMO & Structured Securities
Other Investment Grade Bonds
Non-Investment Grade Bonds
Common & Preferred Stock
Mortgages in Good Standing
Non-Performing Mortgages
Real Estate
Other Investments
--
Investments in Affiliates
Corporate Info
Group Affiliation
None
Investment Rating
--
Company Address
--
Phone Number
(847) 342-4500
NAIC Number
57568
Largest Affiliates
No affiliate information available.