Major Rating Factors:
Weak profitability (2.0 on a scale of 0 to 10) with operating losses during 2024. Weak overall results on stability tests (2.2). Fair quality investment portfolio (3.7).
Other Rating Factors:
Fair Liquidity (4.0) as cash from operations and sale of marketable assets may not be adequate to cover a spike in claims. Strong capitalization (7.2) based on excellent risk adjusted capital (severe loss scenario).
Stability Factors:
D - Limited diversification of general business, policy, and/or investment risk.
I - Past results on our Investment Safety Index.
L - Past results on our liquidity tests.
T - Significant trends in critical asset, liability, income or expense items.
Principal Lines of Business:
Ind annuities (81.7%), ind health (0.1%), other (18.2%)
Licensed in:
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Investments
Invested Assets
Cash
CMO & Structured Securities
Other Investment Grade Bonds
Non-Investment Grade Bonds
Common & Preferred Stock
Mortgages in Good Standing
Non-Performing Mortgages
Real Estate
Other Investments
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Investments in Affiliates
Corporate Info
Group Affiliation
None
Investment Rating
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Company Address
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Phone Number
(724) 695-1100
NAIC Number
57673
Website
Largest Affiliates
No affiliate information available.