A
AMERICAN HEALTH & LIFE INS CO
Rating Date
December 2023
NAIC
Classification
Risk Adjusted
Capital Ratio #1
Risk Adjusted
Capital Ratio #2
Total
Assets
Capital
Net
Premiums
Net
Income
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Major Rating Factors: Good quality investment portfolio (6.3 on a scale of 0 to 10) despite mixed results such as: minimal exposure to mortgages and large holdings of BBB rated bonds but minimal holdings in junk bonds. Strong capitalization (10.0) based on excellent risk adjusted capital (severe loss scenario). Furthermore, this high level of risk adjusted capital has been consistently maintained over the last five years. Excellent profitability (9.1) with operating gains in each of the last five years.
Other Rating Factors: Excellent Liquidity (8.4). Excellent overall results on stability tests (7.6) excellent operational trends and excellent risk diversification.
Stability Factors: I - Past results on our Investment Safety Index.
Principal Lines of Business: Credit life (43.6%), credit health (42.0%), group life (3.8%), group health (1.4%), ind health (0.8%), other (8.4%)
Licensed in: All states except NY, PR
Investments
Invested Assets
Cash
CMO & Structured Securities
Other Investment Grade Bonds
Non-Investment Grade Bonds
Common & Preferred Stock
Mortgages in Good Standing
Non-Performing Mortgages
Real Estate
Other Investments
Investments in Affiliates
Corporate Info
Group Affiliation
Citigroup Inc
Investment Rating
OMF
Company Address
3001 Meacham Blvd Ste 100
Fort Worth, TX 76137
Phone Number
(800) 307-0048
NAIC Number
60518
Largest Affiliates
No affiliate information available.
Weiss Ratings