C
BALTIMORE LIFE INS CO
Rating Date
November 2025
NAIC
Classification
Risk Adjusted
Capital Ratio #1
Risk Adjusted
Capital Ratio #2
Total
Assets
Capital
Net
Premiums
Net
Income
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Major Rating Factors: Fair quality investment portfolio (4.3 on a scale of 0 to 10). Fair profitability (3.0). Return on equity has been low, averaging -1.4%. Fair overall results on stability tests (3.3).
Other Rating Factors: Weak Liquidity (1.9) as a spike in claims or a run on policy withdrawals may stretch capacity. Good capitalization (5.9) based on good risk adjusted capital (moderate loss scenario).
Stability Factors: I - Past results on our Investment Safety Index. L - Past results on our liquidity tests. T - Significant trends in critical asset, liability, income or expense items.
Principal Lines of Business: Ind annuities (17.1%), ind health (0.3%), other (82.6%)
Licensed in: All states except NY, PR
Investments
Invested Assets
Cash
CMO & Structured Securities
Other Investment Grade Bonds
Non-Investment Grade Bonds
Common & Preferred Stock
Mortgages in Good Standing
Non-Performing Mortgages
Real Estate
Other Investments
Investments in Affiliates
Corporate Info
Group Affiliation
None
Investment Rating
--
Company Address
10075 Red Run Boulevard
Owings Mills, MD 21117
Phone Number
(410) 581-6600
NAIC Number
61212
Largest Affiliates
No affiliate information available.