Major Rating Factors:
Weak profitability (1.6 on a scale of 0 to 10) with operating losses during 2024. Weak overall results on stability tests (0.6) including weak results on operational trends and negative cash flow from operations for 2024. Fair current capitalization (4.8) based on fair risk adjusted capital (moderate loss scenario), although results have slipped from the good range over the last year.
Other Rating Factors:
Fair quality investment portfolio (4.7). Good Liquidity (5.1).
Stability Factors:
D - Limited diversification of general business, policy, and/or investment risk.
F - Negative cash flow.
I - Past results on our Investment Safety Index.
T - Significant trends in critical asset, liability, income or expense items.
Principal Lines of Business:
Ind health (0.8%), group life (0.1%), other (99.1%)
Licensed in:
GA, MS, SC
Investments
Invested Assets
Cash
CMO & Structured Securities
Other Investment Grade Bonds
Non-Investment Grade Bonds
Common & Preferred Stock
Mortgages in Good Standing
Non-Performing Mortgages
Real Estate
Other Investments
Investments in Affiliates
Corporate Info
Group Affiliation
Delta Group
Investment Rating
--
Company Address
4370 PEACHTREE ROAD NE
ATLANTA, GA 30319
ATLANTA, GA 30319
Phone Number
(404) 231-2111
NAIC Number
62650
Website
Largest Affiliates