C
HOMESTEADERS LIFE CO
Rating Date
November 2025
NAIC
Classification
Risk Adjusted
Capital Ratio #1
Risk Adjusted
Capital Ratio #2
Total
Assets
Capital
Net
Premiums
Net
Income
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Major Rating Factors: Fair overall results on stability tests (3.9 on a scale of 0 to 10). Good quality investment portfolio (5.3) despite mixed results such as: large holdings of BBB rated bonds but moderate junk bond exposure. Weak profitability (1.9). Return on equity has been low, averaging -4.2%.
Other Rating Factors: Strong capitalization (7.1) based on excellent risk adjusted capital (severe loss scenario). Excellent Liquidity (7.0).
Stability Factors: I - Past results on our Investment Safety Index. T - Significant trends in critical asset, liability, income or expense items.
Principal Lines of Business: Group life (83.3%), ind annuities (2.6%), other (14.2%)
Licensed in: All states except NY, PR
Investments
Invested Assets
Cash
CMO & Structured Securities
Other Investment Grade Bonds
Non-Investment Grade Bonds
Common & Preferred Stock
Mortgages in Good Standing
Non-Performing Mortgages
Real Estate
Other Investments
Investments in Affiliates
Corporate Info
Group Affiliation
None
Investment Rating
--
Company Address
5700 Westown Parkway
West Des Moines, IA 50266
Phone Number
(515) 440-7777 7945
NAIC Number
64505
Largest Affiliates
No affiliate information available.