B
KANSAS CITY LIFE INS CO
Rating Date
July 2025
NAIC
Classification
Risk Adjusted
Capital Ratio #1
Risk Adjusted
Capital Ratio #2
Total
Assets
Capital
Net
Premiums
Net
Income
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Major Rating Factors: Good overall capitalization (6.2 on a scale of 0 to 10) based on mixed results -- excessive policy leverage mitigated by good risk adjusted capital (severe loss scenario). Nevertheless, capital levels have fluctuated during prior years. Fair quality investment portfolio (4.6) with significant exposure to mortgages . Mortgage default rate has been low. Fair Liquidity (4.7).
Other Rating Factors: Fair overall results on stability tests (3.7) including negative cash flow from operations for 2022. Weak profitability (2.4) with operating losses during 2022.
Stability Factors: I - Past results on our Investment Safety Index. L - Past results on our liquidity tests. T - Significant trends in critical asset, liability, income or expense items.
Principal Lines of Business: Other (100%)
Licensed in: All states except NY, PR
Investments
Invested Assets
Cash
CMO & Structured Securities
Other Investment Grade Bonds
Non-Investment Grade Bonds
Common & Preferred Stock
Mortgages in Good Standing
Non-Performing Mortgages
Real Estate
Other Investments
Investments in Affiliates
Corporate Info
Group Affiliation
Kansas City Life Group
Investment Rating
Company Address
3520 Broadway
Kansas City, MO 64111
Phone Number
(816) 753-7000
NAIC Number
65129
Largest Affiliates
C
Columbus, OH - L&A
C
Kansas City, MO - L&A