D
HEARTLAND NATIONAL LIFE INS CO
Rating Date
November 2025
NAIC
Classification
Risk Adjusted
Capital Ratio #1
Risk Adjusted
Capital Ratio #2
Total
Assets
Capital
Net
Premiums
Net
Income
Loading...
Major Rating Factors: Weak profitability (2.9 on a scale of 0 to 10). Return on equity has been low, averaging -4.7%. Weak overall results on stability tests (2.1) including excessive premium growth. Fair quality investment portfolio (3.0).
Other Rating Factors: Good capitalization (5.3) based on good risk adjusted capital (moderate loss scenario). Excellent Liquidity (10.0).
Stability Factors: G - Fast asset or premium growth. T - Significant trends in critical asset, liability, income or expense items.
Principal Lines of Business: Ind health (66.8%), ind annuities (33.2%)
Licensed in: All states except CA, CT, ID, ME, MA, MI, MN, NH, NJ, NY, RI, VT, WA, WI, PR
Investments
Invested Assets
Cash
CMO & Structured Securities
Other Investment Grade Bonds
Non-Investment Grade Bonds
Common & Preferred Stock
Mortgages in Good Standing
Non-Performing Mortgages
Real Estate
Other Investments
Investments in Affiliates
Corporate Info
Group Affiliation
None
Investment Rating
--
Company Address
401 PENNSYLVANIA PKWY STE 300
INDIANAPOLIS, IN 46280
Phone Number
(816) 621-3300
NAIC Number
66214
Largest Affiliates
No affiliate information available.