B
PENN MUTUAL LIFE INS CO
Rating Date
March 2025
NAIC
Classification
Risk Adjusted
Capital Ratio #1
Risk Adjusted
Capital Ratio #2
Total
Assets
Capital
Net
Premiums
Net
Income
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Major Rating Factors: Good quality investment portfolio (5.8 on a scale of 0 to 10) despite mixed results such as: no exposure to mortgages and substantial holdings of BBB bonds but small junk bond holdings. Good Liquidity (6.7) with sufficient resources to handle a spike in claims as well as a significant increase in policy surrenders. Fair profitability (3.4).
Other Rating Factors: Fair overall results on stability tests (4.3). Strong capitalization (7.3) based on excellent risk adjusted capital (severe loss scenario).
Stability Factors: G - Fast asset or premium growth. I - Past results on our Investment Safety Index. T - Significant trends in critical asset, liability, income or expense items.
Principal Lines of Business: Ind annuities (67.5%), group life (0.1%), other (32.4%)
Licensed in: All states except NY, PR
Investments
Invested Assets
Cash
CMO & Structured Securities
Other Investment Grade Bonds
Non-Investment Grade Bonds
Common & Preferred Stock
Mortgages in Good Standing
Non-Performing Mortgages
Real Estate
Other Investments
Investments in Affiliates
Corporate Info
Group Affiliation
Penn Mutual Group
Investment Rating
--
Company Address
The Penn Mutual Life Ins Co
Philadelphia, PA 19172
Phone Number
(215) 956-8000
NAIC Number
67644
Largest Affiliates
C
Wilmington, DE - L&A
C
Windsor, CT - L&A
C
Brewster, NY - L&A