Major Rating Factors:
Good quality investment portfolio (6.3 on a scale of 0 to 10) with no exposure to mortgages and no exposure to junk bonds. Good Liquidity (6.8) with sufficient resources to handle a spike in claims as well as a significant increase in policy surrenders. Fair overall results on stability tests (4.0).
Other Rating Factors:
Strong capitalization (8.7) based on excellent risk adjusted capital (severe loss scenario). Excellent profitability (7.7) with operating gains in each of the last five years.
Stability Factors:
D - Limited diversification of general business, policy, and/or investment risk.
I - Past results on our Investment Safety Index.
T - Significant trends in critical asset, liability, income or expense items.
Principal Lines of Business:
Ind health (95.2%), group life (0.8%), other (4.0%)
Licensed in:
All states except NY, PR
Investments
Invested Assets
Cash
CMO & Structured Securities
Other Investment Grade Bonds
Non-Investment Grade Bonds
Common & Preferred Stock
Mortgages in Good Standing
Non-Performing Mortgages
Real Estate
Other Investments
Investments in Affiliates
Corporate Info
Group Affiliation
Kemper Corporation
Investment Rating
--
Company Address
601 EAST BRITTON ROAD
CHICAGO, IL 60601
CHICAGO, IL 60601
Phone Number
(800) 654-9106
NAIC Number
68462
Website
Largest Affiliates