C
SYMETRA LIFE INS CO
Rating Date
November 2025
NAIC
Classification
Risk Adjusted
Capital Ratio #1
Risk Adjusted
Capital Ratio #2
Total
Assets
Capital
Net
Premiums
Net
Income
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Major Rating Factors: Fair quality investment portfolio (4.4 on a scale of 0 to 10) with large holdings of BBB rated bonds in addition to junk bond exposure equal to 75% of capital. Exposure to mortgages is significant, but the mortgage default rate has been low. Fair profitability (4.0). Excellent expense controls. Return on equity has been low, averaging -0.3%. Fair overall results on stability tests (3.8).
Other Rating Factors: Good capitalization (6.0) based on good risk adjusted capital (severe loss scenario). Good Liquidity (6.9).
Stability Factors: I - Past results on our Investment Safety Index. T - Significant trends in critical asset, liability, income or expense items.
Principal Lines of Business: Ind annuities (60.4%), ind health (15.2%), group life (5.4%), group annuities (0.2%), other (18.8%)
Licensed in: All states except NY
Investments
Invested Assets
Cash
CMO & Structured Securities
Other Investment Grade Bonds
Non-Investment Grade Bonds
Common & Preferred Stock
Mortgages in Good Standing
Non-Performing Mortgages
Real Estate
Other Investments
Investments in Affiliates
Corporate Info
Group Affiliation
Sumitomo Life Ins Company
Investment Rating
--
Company Address
4125 WESTOWN PARKWAY SUITE 102
WEST DES MOINES, IA 50266
Phone Number
(800) 796-3872
NAIC Number
68608
Largest Affiliates
B
WEST DES MOINES, IA - L&A